Axis Bank Personal Loan Apply Online 2025: Get up to ₹40 Lakhs Instantly
Introduction
If you are planning to take a personal loan for wedding, home renovation, education, or any personal expense, Axis Bank offers attractive loan options at 10.49% interest per annum.
Some customers may also be eligible for pre-approved instant personal loans, ensuring quick access to funds without lengthy paperwork. Axis Bank provides loans ranging from ₹50,000 up to ₹40 lakhs, with flexible repayment tenures from 1 year to 7 years.
Eligibility for Axis Bank Personal Loan
Eligibility depends on various factors like job profile, income, age, and credit score. However, here are the general criteria:
- Applicant must be an Indian Resident.
- Minimum age at the time of application: 21 years.
- Maximum age at loan maturity: 60 years.
- Must have a regular source of income.
Axis Bank Personal Loan Interest Rate
- Starting Interest Rate: 10.49% per annum
- Processing Fee: Up to 2% of loan amount
- Final rate depends on:
- Loan amount applied
- Job profile
- Monthly income
- Credit score (CIBIL)
- Past repayment history
💡 If you have a good financial record, you can get approval at a lower interest rate.
Documents Required for Axis Bank Personal Loan
Keep the following documents ready while applying:
- Aadhaar Card
- Address Proof
- PAN Card
- Age Proof (any government ID)
- Income Proof (last 3 months’ salary slips)
- Form 16 (for salaried employees)
- Last 6 months’ bank statement
- Email ID & Mobile Number
- Passport-size Photograph
How to Apply Online for Axis Bank Personal Loan (2025)
Follow these simple steps to apply online:
- Visit the official Axis Bank website.
- Scroll down and select the Personal Loan option.
- Or click “Apply Now” from the menu.
- A new page will open with loan details. Read carefully before applying.
- Click on the Apply Now button.
- Login using your Aadhaar-linked mobile number.
- Alternatively, you can use your debit card details.
- Enter your personal details (name, address, PAN, income info).
- Verify with OTP sent to your registered mobile.
- Upload the required scanned documents.
- Complete e-KYC or Video KYC online.
- Submit the application form.
✅ After verification, if all documents and eligibility criteria are correct, the loan will be approved and credited to your bank account.
Quick Benefits of Axis Bank Personal Loan
- Loan amount from ₹50,000 to ₹40 lakhs
- Tenure: 1 year to 7 years
- No collateral or guarantor required
- Attractive interest rates starting at 10.49%
- Instant approval for pre-approved customers
- 100% online process
Final Words
Axis Bank Personal Loan is one of the best choices in 2024 if you need funds urgently. With its fully digital application process, flexible repayment, and attractive interest rates, it is suitable for both small and big financial needs.
👉 Apply online today and get instant approval without leaving your home!
🔑 SEO Keywords
axis bank personal loan, axis bank personal loan apply online, axis bank personal loan interest rate, instant personal loan, how to apply for axis bank personal loan, axis bank instant personal loan
